103 STAT. 206 PUBLIC LAW 101-73—AUG. 9, 1989 SEC. 207. INSURABILITY FACTORS. Section 6 of the Federal Deposit Insurance Act (12 U.S.C. 1816) is amended to read as follows: "SEC. 6. FACTORS TO BE CONSIDERED. ' "The factors that are required, under section 4, to be considered in connection with, and enumerated in, any certificate issued pursuant to section 4 and that are required, under section 5, to be considered by the Board of Directors in connection with any determination by such Board pursuant to section 5 are the following: "(1) The financial history and condition of the depository institution. "(2) The adequacy of the depository institution's capital struc- ture. "(3) The future earnings prospects of the depository institur tion. "(4) The general character and fitness of the management of the depository institution. ^ "(5) The risk presented by such depository institution to the Bank Insurance Fund or the Savings Association Insurance ' Fund. "(6) The convenience and needs of the community to be served by such depository institution. "(7) Whether the depository institution's corporate powers are ( "'^ consistent with the purposes of this Act.". SEC. 208. ASSESSMENTS. ..;.::^r - Section 7 of the Federal Deposit Insurance Act (12 U.S.C. 1817) is amended— (1) in subsection (a)(2)— (A) by inserting ", the Director of the Office of Thrift Supervision, the Federal Housing Finance Board, any Federal home loan bank," after "Comptroller of the Currency" each place such term appears (except after ' . ' "Comptroller of the Currency,"); (B) by inserting "the Director of the Office of Thrift Supervision, the Federal Housing Finance Board, any Fed- eral home loan bank," after "Comptroller of the Cur- ' i- rency,"; "
(C) by striking out "either" in the 1st sentence and inserting in lieu thereof "any"; '• •- (D) in the last sentence of subparagraph (A), by inserting 5;- "or savings associations" after "banks";
(E) by striking out "State nonmember hank (except a District bank)" and inserting in lieu thereof "depository institution"; and (F) by striking out subparagraph (B) and inserting the following: "(B) ADDITIONAL REPORTS. —The Board of Directors may from time to time require any insured depository institution to file such additional reports as the Corporation, after Eigreement with the (Domptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Director of the Office of , Thrift Supervision, as appropriate, may deem advisable for insurance purposes."; (2) in subsection (a)(3)— . »« . . «^ . ^^�