PUBLIC LAW 106-554—APPENDIX D 114 STAT. 2763A-311 SEC. 1004. The Comptroller General of the United States shall conduct a study on the following topics— (a)(1) The adequacy of the capital structure of the Federal Home Loan Bank (FHLB) System as it relates to the risks posed by: (A) the traditional advances business of the FHLB System; (B) the expanded collateral provisions and permissible uses of advances under the Gramm-Leach-Bliley Act of 1999; and (C) the MPF, and other programs providing for the direct acquisition of mortgages. The analysis should examine the credit risk, interest rate risk, and operations risk associated with each structure; (2) The risks associated with further growth in the direct acquisition of mortgages by the Federal Home Loan Bank System; and (3) A comparison of the risk-based capital standard proposed by the Federal Housing Finance Board for the Federal Home Loan Bank System to the standard proposed by the Office of Federal Housing Enterprise Oversight for the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. (b) Not later than 6 months after the date of the enactment of this Act, the Comptroller General shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Banking and Financial Services of the House of Representatives a report on the study required under subsection (a). TITLE XI DEPARTMENT OF THE TREASURY ADMINISTRATIVE PROVISION SEC. 1101. HONORING THE NAVAJO CODE TALKERS. (a) Congress finds that— (1) on December 7, 1941, the Japanese Empire attacked Pearl Harbor and war was declared by Congress the following day; (2) the military code, developed by the United States for transmitting messages, had been deciphered by the Japanese, and a search by United States intelligence was made to develop new means to counter the enemy; (3) the United States Government called upon the Navajo Nation to support the military effort by recruiting and enlisting 29 Navajo men to serve as Marine Corps Radio Operators; (4) the number of Navajo enlistees later increased to more than 350; (5) at the time, the Navajos were often treated as secondclass citizens, and they were a people who were discouraged from using their own native language; (6) the Navajo Marine Corps Radio Operators, who became known as the "Navajo Code Talkers", were used to develop a code using their native language to communicate military messages in the Pacific; (7) to the enemy's frustration, the code developed by these Native Americans proved to be unbreakable, and was used extensively throughout the Pacific theater;
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