118 STAT. 725 PUBLIC LAW 108–264—JUNE 30, 2004 ‘‘(c) REPLACEMENT OF MOBILE HOMES ON ORIGINAL SITES.— ‘‘(1) COMMUNITY PARTICIPATION.—The placement of any mobile home on any site shall not affect the eligibility of any community to participate in the flood insurance program under this title and the Flood Disaster Protection Act of 1973 (notwith standing that such placement may fail to comply with any elevation or flood damage mitigation requirements), if— ‘‘(A) such mobile home was previously located on such site; ‘‘(B) such mobile home was relocated from such site because of flooding that threatened or affected such site; and ‘‘(C) such replacement is conducted not later than the expiration of the 180 day period that begins upon the subsidence (in the area of such site) of the body of water that flooded to a level considered lower than flood levels. ‘‘(2) DEFINITION.—For purposes of this subsection, the term ‘mobile home’ has the meaning given such term in the law of the State in which the mobile home is located.’’. SEC. 109. REITERATION OF FEMA RESPONSIBILITY TO MAP MUDSLIDES. As directed in section 1360(b) of the National Flood Insurance Act of 1968 (42 U.S.C. 4101(b)), the Director of the Federal Emer gency Management Agency is again directed to accelerate the identi fication of risk zones within flood prone and mudslide prone areas, as provided by subsection (a)(2) of such section 1360, in order to make known the degree of hazard within each such zone at the earliest possible date. TITLE II—MISCELLANEOUS PROVISIONS SEC. 201. DEFINITIONS. In this title, the following definitions shall apply: (1) DIRECTOR.—The term ‘‘Director’’ means the Director of the Federal Emergency Management Agency. (2) FLOOD INSURANCE POLICY.—The term ‘‘flood insurance policy’’ means a flood insurance policy issued under the National Flood Insurance Act of 1968 (42 U.S.C. et seq.). (3) PROGRAM.—The term ‘‘Program’’ means the National Flood Insurance Program established under the National Flood Insurance Act of 1968 (42 U.S.C. 4001 et seq.). SEC. 202. SUPPLEMENTAL FORMS. (a) IN GENERAL.—Not later than 6 months after the date of enactment of this Act, the Director shall develop supplemental forms to be issued in conjunction with the issuance of a flood insurance policy that set forth, in simple terms— (1) the exact coverages being purchased by a policyholder; (2) any exclusions from coverage that apply to the coverages purchased; (3) an explanation, including illustrations, of how lost items and damages will be valued under the policy at the time of loss; Deadline. 42 USC 4011 note. 42 USC 4101 note. Deadline.
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