12 2 STA T .308 2 PUBLIC LA W 110 – 31 5— AU G .1 4, 2008 Sec.952 . Loanr e p a ym en tf or pro s ec u tors an d defenders. PARTF—INSTI T U TI O N AL LOAN R EP A YM ENT ASSISTAN C EP R O G RAMS Sec. 9 61 . Inst i tutiona l loan for g i v eness programs. PART G — M INORITY SER V ING INSTITUTION D IGITAL AN DW IRELESS TEC H NOLOGY O PPORTUNITY PROGRAM Sec. 9 7 1. Minority Serving Institution Digital and Wireless Tec h nology Opportunity Program. Sec. 972. Authori z ation of appropriations. TITL EX —PRI V ATE ST U DE N T LOAN IMPROVEMENT Sec. 1 0 01. Short title. Sec. 1002. Regulations. Sec. 100 3 . Effective dates. Su b title A—Preventing Unfair and Deceptive Private Educational Lending Practices and Eliminating C onflicts of Interest Sec. 1011. Amendment to the Truth in Lending Act. Sec. 1012. Civil liability. Sec. 1013. Clerical amendment. Subtitle B —Improved Disclosures for Private Education Loans Sec. 1021. Private education loan disclosures and limitations. Sec. 1022. Application of Truth in Lending Act to all private education loans. Subtitle C—College Affordability Sec. 1031. Community Reinvestment Act credit for lo w- cost loans. Subtitle D—Financial Literacy
Studies and Reports Sec. 10 4 1. Definitions. Sec. 1042. Coordinated education efforts. TITLE XI—STUDIES AND REPORTS Sec. 1101. Study on foreign graduate medical schools. Sec. 1102. Employment of postsecondary education graduates. Sec. 1103. Study on IPEDS. Sec. 1104. Report and study on articulation agreements. Sec. 1105. Report on proprietary institutions of higher education. Sec. 1106. Analysis of Federal regulations on institutions of higher education. Sec. 1107. Independent evaluation of distance education programs. Sec. 110 8 . Review of costs and benefits of environmental , health, and safety stand- ards. Sec. 1109. Study of minority male academic achievement. Sec. 1110. Study on bias in standardized tests. Sec. 1111. Endowment report. Sec. 1112. Study of correctional postsecondary education. Sec. 1113. Study of aid to less-than-half-time students. Sec. 1114. Study on regional sensitivity in the needs analysis formula. Sec. 1115. Study of the impact of student loan debt on public service. Sec. 1116. Study on teaching students with reading disabilities. Sec. 1117. Report on income contingent repayment through the income ta x with- holding system. Sec. 1118. Developing additional measures of degree completion. Sec. 1119. Study on the financial and compliance audits of the Federal student loan program. Sec. 1120. Summit on sustainability. Sec. 1121. Nursing school capacity. Sec. 1122. Study and report on nonindividual information. Sec. 1123. Feasibility study for student loan clearinghouse. Sec. 1124. Study on Department of Education oversight of incentive compensation ban. Sec. 1125. Definition of authorizing committees. SEC.2 . R E F ERE N CES. Exceptaso t h e rwi se express ly pro v i d ed , whe n ever in this A ct ana m endment or repeal is expressed in terms o f an amendment to, or repeal of, a section or other provision, the reference shall
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