123STA T . 1 6 32 PUBLIC LA W 111 – 22 —M A Y 2 0, 200 9PublicLaw1 11 –2 2 111 thCongres s A n Act Toprev e ntm ort ga ge f ore cl o su res an d en h ance mortgage cred i t availa b ilit y.Beit e nac te dby t h e S enate and Hous eo fR e pr esentati v es of the U nited States of Am erica in C on g ress assemb l ed ,DIV I S I ONA—PRE VEN T IN GM ORTGAGE F ORE CL OS U RES SECTION1. S H O R T TIT L E
T AB LEO F CONTENTS. (a)SHORTTI T LE.— T hisd i v isi onm a ybec i t ed as the ‘ ‘ H e lp in gF amilies Save Thei r Homes A cto f20 0 9’ ’. (b) T AB LEO FC O N TENT S .—The table of contents of this division is the follo w ing
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ec. 1 . Short title
table of contents. T I T LE I —PR E V E N TI O NO FM ORT GA GE FORE C LOS U RES Sec. 1 0 1. Guaranteed rural housing loans. Sec. 10 2 . Modification of housing loans guaranteed by the D epartment of Veterans Affairs. Sec. 10 3 . Additional funding for H UD programs to assist individuals to better w ith - stand the current mortgage crisis. Sec. 10 4 . Mortgage modification data collecting and reporting. Sec. 10 5 . Neighborhood Stabili z ation Program Refinements. TITLE II—FORECLOSURE MITIGATION AND CREDIT AVAILA B ILIT Y Sec. 201. Servicer safe harbor for mortgage loan modifications. Sec. 202. Changes to HOPE for Homeowners Program. Sec. 203. Re q uirements for FHA-approved mortgagees. Sec. 204. Enhancement of liquidity and stability of insured depository institutions to ensure availability of credit and reduction of foreclosures. Sec. 205. Application of GSE conforming loan limit to mortgages assisted with TARP funds. Sec. 20 6 . Mortgages on certain homes on leased land. Sec. 20 7 . Sense of Congress regarding mortgage revenue bond purchases. TITLE III—MORTGAGE FRAUD TAS K FORCE Sec. 301. Sense of the Congress on establishment of a Nationwide Mortgage Fraud Tas k Force. TITLE IV—FORECLOSURE MORATORIUM PROVISIONS Sec. 401. Sense of the Congress on foreclosures. Sec. 402. Public-Private Investment Program; Additional Appropriations for the Special Inspector General for the Troubled Asset Relief Program. Sec. 403. Removal of requirement to liquidate warrants under the TARP. Sec. 404. Notification of sale or transfer of mortgage loans. TITLE V—FARM LOAN RESTRUCTURING Sec. 501. Congressional Oversight Panel special report. 12USC5 2 0 1 note.H e lpi n gFam ilie s Sa v e Th ei r Homes Ac to f 200 9 . M a y 20 , 2009 [ S. 8 9 6]
