84 STAT. ]
PUBLIC LAW 91-508-OCT. 26, 1970
1135
under this title shall constitute an unfair or deceptive act or practice in commerce in violation of section 5(a) of the Federal Trade Commission Act and shall be subject to enforcement by ^f use 45^^' the Federal Trade Commission under section 5(b) thereof with 52 Stat. 11*2. respect to any consumer reporting agency or person subject to enforcement by the Federal Trade Commission pursuant to this subsection, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests in the Federal Trade Commission Act. The Federal Trade Commission shall have such procedural, investigative, and enforcement powers, including the power to issue procedural rules in enforcing compliance with the requirements imposed under this title and to require the filing of reports, the production of documents, and the appearance of witnesses as though the applicable terms and conditions of the Federal Trade Commission Act were part of this title. Any person violating any of the provisions of this title shall be subject to the penalties and entitled to the privileges and immunities provided in the Federal Trade Commission Act as though the applicable terms and provisions thereof were part of this title. "(b) Compliance with the requirements imposed under this title with respect to consumer reporting agencies and persons who use consumer reports from such agencies shall be enforced under— "(1) section 8 of the Federal Deposit Insurance Act, in the 64 Stat. 879; case of: ^ ?054?*°' " (A) national banks, by the Comptroller of the Currency; 12 USC isis. " (B) member banks of the Federal Reserve System (other than national banks), by the Federal Reserve Board; and " (C) banks insured by the Federal Deposit Insurance Corporation (other than members of the Federal Reserve System), by the Board of Directors of the Federal Deposit Insurance Corporation. "(2) section 5(d) of the Home Owners Loan Act of 1933, so Stat. 1028. section 407 of the National Housing Act, and sections 6(i) and 17 go stau Voa'e*. of the Federal Home Loan Bank Act, by the Federal Home Loan 12 USC* 1730.' Bank Board (acting directly or through the Federal Savings and 69*513^6*40^^' Loan Insurance Corporation), in the case of any institution sub- 12 USC 14*26, ject to any of those provisions; ^"^37. "(3) the Federal Credit Union Act, by the Administrator of 73 Stat. 628; the National Credit Union Administration with respect to any ^"2^'u^^* 175u^'** Federal credit union; "(4) the Acts to regulate commerce, by the Interstate Commerce Commission with respect to any common carrier subject to those Act s;
49 USC 1 et sea.
" (5) the Federal Aviation Act of 1958, by the Civil Aeronautics 72 Stat. 731. Board with respect to any air carrier or foreign air carrier subject note. to that Act; and "(6) the Packers and Stockyards Act, 1921 (except as pro- 42 Stat. 159. vided in section 406 of that Act), by the Secretary of Agriculture 7 USC isi. With respect to any activities subject to that Act. 7 USC'226,227. "(c) For the purpose of the exercise by any agency referred to in subsection (b) of its powers under any Act referred to in that subsection, a violation of any requirement imposed under this title shall be deemed to be a violation of a requirement imposed under that A ct. I n addition to its powers under any provision of law specifically referred to in subsection (b), each of the agencies referred to in that subsection may exercise, for the purpose of enforcing compliance with any requirement imposed under this title any other authority conferred on it by law.
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