them become. They have the opportunity to become landowners, if not landlords as well, themselves. The great estates that obstructed closer settlement in early days have been acquired and subdivided by the State; those that still remain will meet a similar fate. The New Zealand immigrant of to-day can obtain land at a fair price and on easy terms, and if he wishes to borrow money to develop his acres the State will loan it to him on a long-time stipulation at a low rate of interest. If a worker, he can borrow money from the State to build himself a house, or the Government will build it for him.
New Zealand is still a young country; therefore its progress is the more remarkable. White settlement there did not really begin until about seventy years ago. Long prior thereto whalers had established stations in the colony, but they were indifferent settlers, and the districts they occupied are still among the least inhabited parts of the Dominion.
The remoteness of New Zealand was in itself no small obstacle to immigration in those days. For the twelve-thousand-mile voyage from England from three to six months were required, and the accommodations aboard ship were far inferior to those of to-day. Further, after reaching the colony there were exasperating differences and delays with the Maoris over land titles, followed by the growth of large estates near the ports of debarkation.
For years settlement proceeded slowly, though backed by lords and bishops, churches and colonizing laymen. Then the Provincial Governments began building
