106 STAT. 596 PUBLIC LAW 102-325—JULY 23, 1992 •;' except that the family's contribution from assets shall not be less than zero. "(2) FAMILY'S NET WORTH.—The family's net worth is calculated by adding— "(A) the current balance of checking and savings accounts and cash on hsind; "(B) the net value of investments and real estate, excluding the net value in the principal place of residence; and "(C) the adjusted net worth of a business or farm, computed on the basis of the net worth of such business or farm (hereafter referred to as *NW), determined in accordance with the following table (or a successor table prescribed by the Secretary under section 478), except as provided under section 480(f): Adjusted Net Worth of a Business or Farm If the net worth ofa_bu8ines8 or farm ^hen the adjusted net worth i^ Less than $1 $0 $l-$75,000 40 percent of NW $75,001-$225,000 $30,000 plus 50 percent of NW over $75,000 $225,001-$375,000 $105,000 plus 60 percent of NW over $225,000 $375,001 or more $195,000 plus 100 percent of NW over $375,000 "(3) ASSET PROTECTION ALLOWANCE. —The asset protection allowance is calculated according to the following table (or a successor table prescribed by the Secretary under section 478):
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