106 STAT. 2792 PUBLIC LAW 102-486—OCT. 24, 1992 42 USC 5403 (c) EXCEPTION TO FEDERAL PREEMPTION.— If the Secretary of °°^' Housing and Urban Development has not issued, within 1 year after the date of the enactment of this Act, final regulations pursuant to section 604 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (42 U.S.C. 5403) that establish thermal insulation and energy efficiency standards for manufactured housing that take effect before January 1, 1995, then States may establish thermal insulation and energy efficiency standards for manufactured housing if such standards are at least as stringent as thermal performance standards for manufactured hoiising contained in the Second Public Review Draft of BSR/ ASHRAE 90.2P entitled "Energy Efficient Design of Low-Rise Residential Buildings" and all public reviews of Independent Substantive Changes to such document that have been approved on or before the date of the enactment of this Act. SEC. 105. ENERGY EFFICIENT MORTGAGES. (a) DEFINITION OF ENERGY EFFICIENT MORTGAGE. — Section 104 of the Cranston-Gronzalez National Affordable Housing Act (42 U.S.C. 12704) is amended by adding at the end the following new paragraph: "(24) The term 'energy efficient mortgage' means a mortgage that provides financing incentives for the purchase of energy efficient homes, or that provides financing incentives to make energy efficiency improvements in existing homes by incorporating the cost of such improvements in the mortgage.. (b) UNIFORM MORTGAGE FINANCING PLAN FOR ENERGY EFFI- CIENCY.—Section 946 of the Cranston-Gonzalez National Affordable Housing Act (42 U.S.C. 12712 note) is amended— (1) in subsection (a), by striking "mortgage financing incentives for energy efficiency" and inserting "energy efficient mortgages (as sudn term is defined in section 104 of this Act)"; and (2) in subsection (b)— (A) in the second sentence, by inserting ", but not be limited to," after "include"; and (B) by inserting after the period at the end of the following new sentence: "The Task Force shall determine whether notifying potential home purchasers of the availability of energy efficient mortgages would promote energy efficiency in residential buildings, and if so, the Task Force shall recommend appropriate notification guidelines, and agencies and organizations referred to in the preceding sentence are authorized to implement such guidelines.. 42 USC 12712 SEC. 106. ENERGY EFFICIENT MORTGAGES PILOT PROGRAM. "****• (a) ESTABLISHMENT OF PILOT PROGRAM.— (1) IN GENERAL. —Not later than 6 months after the date of enactment of this Act, the Secretary of Housing and Urban Development (hereafter referred to as the "Secretary^) shall establish an energy efficient mortgage pilot progreun in 5 States, to promote the purchase of existing energy efficient residential buildings and the installation of cost-enective improvements in existing residential buildings. (2) PILOT PROGRAM. —The pilot program established under this subsection shall include the following criteria, where applicable:
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