110 STAT. 1936
PUBLIC LAW 104-191—AUG. 21, 1996
Public Law 104-191
104th Congress
Aug. 21, 1996
[H.R. 3103]
Health Insurance
Portability and
Accountability
Act of 1996.
42 USC 201 note.
An Act
To amend the Internal Revenue Code of 1986 to improve portability and continuity
of health insurance coverage in the group and individual markets, to combat
waste, fraud, and abuse in health insurance and health care delivery, to promote
the use of medical savings accounts, to improve access to long-term care services
and coverage, to simplify the administration of health insurance, and for other
purposes.
Be it enacted by the Senate and House of Representatives of
the United States of America in Congress assembled,
SECTION 1. SHORT TITLE; TABLE OF CONTENTS.
(a) SHORT TITLE.— This Act may be cited as the "Health Insurance Portability and Accountability Act of 1996".
(b) TABLE OF CONTENTS. — The table of contents of this Act
is as follows:
Sec. 1. Short title; table of contents.
TITLE I—HEALTH CARE ACCESS, PORTABILITY, AND RENEWABILITY
Subtitle A—Group Market Rules
PART 1—PORTABILITY, ACCESS, AND RENEWABILITY REQUIREMENTS
Sec. 101. Through the Employee Retirement Income Security Act of 1974.
"PART 7—GROUP HEALTH PLAN PORTABILITY, ACCESS, AND RENEWABILITY
REQUIREMENTS
"Sec. 701. Increased portability through limitation on preexisting condition exclusions.
" Sec. 702. Prohibiting discrimination against individual participants and beneficiaries based on health status.
"Sec. 703. Guaranteed renewability in multiemployer plans and multiple employer welfare arrangements.
"Sec. 704. Preemption; State flexibility; construction.
"Sec. 705. Special rules relating to group health plans.
"Sec. 706. Definitions.
"Sec. 707. Regulations.".
Sec. 102. Through the Public Health Service Act.
'TITLE XXVII—ASSURING PORTABILITY, AVAILABILITY, AND
RENEWABILITY OF HEALTH INSURANCE COVERAGE
"PART A—GROUP MARKET REFORMS
"Subpart 1—Portability, Access, and Renewability Requirements
" Sec. 2701. Increased portability through limitation on preexisting condition
exclusions.
"Sec. 2702. Prohibiting discrimination against individual participants and
beneficiaries based on health status.
"Subpart 2—Provisions Applicable Only to Health Insurance Issuers
"Sec. 2711. Guaranteed availability of coverage for employers in the group
market.
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