110 STAT. 3330 PUBLIC LAW 104-275—OCT. 9, 1996 (3) In the case of any individual making an election under paragraph (1), the 10-year period referred to in section 3031 of such title shall begin on the later of— (A) the date determined under such section 3031; or (B) the date on which the election under paragraph (1) becomes effective. TITLE II—HOUSING AND MEMORIAL AFFAIRS Subtitle A—Housing SEC. 201. EXTENSION OF ENHANCED LOAN ASSET SALE AUTHORITY. Paragraph (2) of section 3720(h) is amended by striking out "December 31, 1996" and inserting in lieu thereof "December 31, 1997". SEC. 202. DIRECT LOANS TO REFINANCE LOANS UNDER NATIVE AMERICAN VETERAN HOUSING LOAN PILOT PROGRAM. (a) AUTHORITY.— Section 3762 is amended— (1) by redesignating subsection (h) as subsection (i); and (2) by inserting after subsection (g) the following new subsection (h): "(h)(1) The Secretsiry may make direct loans to Native American veterans in order to enable such veterans to refinance existing loans made under this section. "(2)(A) The Secretary may not make a loan under this subsection unless the loan meets the requirements set forth in subparagraphs (B), (C), and (E) of paragraph (1) of section 3710(e) of this title. "(B) The Secretary may not make a loan under this subsection unless the loan will bear an interest rate at least one percentage point less than the interest rate borne by the loan being refinanced. "(C) Paragraphs (2) and (3) of such section 3710(e) shall apply to any loan made under this subsection, except that for the purposes of this subsection the reference to subsection (a)(8) of section 3710 of this title in such paragraphs (2) and (3) shall be deemed to be a reference to this subsection.". (b) LOAN FEE. —Section 3729(a)(2)(E) is amended by striking out "or 3712(a)(l)(Fr and inserting in lieu thereof "3712(a)(1)(F), or 3762(h)". Subtitle B—Memorial Affairs SEC. 211. CLARIFICATION OF ELIGIBILITY OF MINORS FOR BURIAL IN NATIONAL CEMETERIES. Section 2402(5) is amended by inserting after "minor child" the following: "(which for purposes of this chapter includes a child under 21 years of age, or under 23 years of age if pursuing a course of instruction at an approved educational institution)". SEC. 212. BURIAL BENEFITS FOR CERTAIN VETERANS WHO DDE IN STATE NURSING HOMES. Subsection (a) of section 2303 is amended to read as follows:
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