Page:United States Statutes at Large Volume 119.djvu/222

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[119 STAT. 204]
PUBLIC LAW 109-000—MMMM. DD, 2005
[119 STAT. 204]

119 STAT. 204

PUBLIC LAW 109–8—APR. 20, 2005 (A) a reference in such rule to a district court shall be deemed to include a reference to a bankruptcy court and to a bankruptcy appellate panel; and (B) a reference in such rule to a district clerk shall be deemed to include a reference to a clerk of a bankruptcy court and to a clerk of a bankruptcy appellate panel. (6) APPLICATION OF RULES.—The Federal Rules of Appellate Procedure shall apply in the courts of appeals with respect to appeals authorized under section 158(d)(2)(A), to the extent relevant and as if such appeals were taken from final judgments, orders, or decrees of the district courts or bankruptcy appellate panels exercising appellate jurisdiction under subsection (a) or (b) of section 158 of title 28, United States Code.

SEC. 1234. INVOLUNTARY CASES.

11 USC 303 note.

(a) AMENDMENTS.—Section 303 of title 11, United States Code, is amended— (1) in subsection (b)(1), by— (A) inserting ‘‘as to liability or amount’’ after ‘‘bona fide dispute’’; and (B) striking ‘‘if such claims’’ and inserting ‘‘if such noncontingent, undisputed claims’’; and (2) in subsection (h)(1), by inserting ‘‘as to liability or amount’’ before the semicolon at the end. (b) EFFECTIVE DATE; APPLICATION OF AMENDMENTS.—This section and the amendments made by this section shall take effect on the date of the enactment of this Act and shall apply with respect to cases commenced under title 11 of the United States Code before, on, and after such date. SEC. 1235. FEDERAL ELECTION LAW FINES AND PENALTIES AS NONDISCHARGEABLE DEBT.

Section 523(a) of title 11, United States Code, as amended by section 314, is amended by inserting after paragraph (14A) the following: ‘‘(14B) incurred to pay fines or penalties imposed under Federal election law;’’.

TITLE XIII—CONSUMER CREDIT DISCLOSURE SEC. 1301. ENHANCED DISCLOSURES UNDER AN OPEN END CREDIT PLAN.

(a) MINIMUM PAYMENT DISCLOSURES.—Section 127(b) of the Truth in Lending Act (15 U.S.C. 1637(b)) is amended by adding at the end the following: ‘‘(11)(A) In the case of an open end credit plan that requires a minimum monthly payment of not more than 4 percent of the balance on which finance charges are accruing, the following statement, located on the front of the billing statement, disclosed clearly and conspicuously: ‘Minimum Payment Warning: Making only the minimum payment will increase the interest you pay and the time it takes to repay your balance. For example, making only the typical 2% minimum monthly payment on a balance of $1,000 at an interest rate of 17% would

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