124 STAT. 2880 PUBLIC LAW 111–275—OCT. 13, 2010 (b) EFFECTIVE DATE.—Paragraph (3) of section 1977(a) of title 38, United States Code, as added by subsection (a), shall take effect on the date that is 180 days after the date of the enactment of this Act. SEC. 405. ELIMINATION OF REDUCTION IN AMOUNT OF ACCELERATED DEATH BENEFIT FOR TERMINALLY-ILL PERSONS INSURED UNDER SERVICEMEMBERS’ GROUP LIFE INSURANCE AND VETERANS’ GROUP LIFE INSURANCE. (a) ELIMINATION OF REDUCTION.—Section 1980(b)(1) is amended by striking ‘‘reduced by’’ and all that follows through ‘‘the Sec- retary’’. (b) EFFECTIVE DATE.—The amendment made by subsection (a) shall apply with respect to a payment of an accelerated death benefit under section 1980 of title 38, United States Code, made on or after the date of the enactment of this Act. SEC. 406. CONSIDERATION OF LOSS OF DOMINANT HAND IN PRESCRIP- TION OF SCHEDULE OF SEVERITY OF TRAUMATIC INJURY UNDER SERVICEMEMBERS’ GROUP LIFE INSURANCE. (a) SCHEDULE.— (1) IN GENERAL.—Section 1980A(d) is amended— (A) by striking ‘‘Payments under’’ and inserting ‘‘(1) Payments under’’; and (B) by adding at the end the following new paragraph: ‘‘(2) As the Secretary considers appropriate, the schedule required by paragraph (1) may distinguish in specifying payments for qualifying losses between the severity of a qualifying loss of a dominant hand and of a qualifying loss of a nondominant hand.’’. (2) EFFECTIVE DATE.—The amendments made by paragraph (1) shall take effect on October 1, 2011. (b) PAYMENTS FOR QUALIFYING LOSSES INCURRED BEFORE DATE OF ENACTMENT.— (1) IN GENERAL.—To the extent necessary, the Secretary of Veterans Affairs shall prescribe in regulations mechanisms for payments under section 1980A of title 38, United States Code, for qualifying losses incurred before the date of the enactment of this Act, by reason of paragraph (2) of subsection (d) of such section (as added by subsection (a)(1) of this section). (2) QUALIFYING LOSS DEFINED.—In this subsection, the term ‘‘qualifying loss’’ means— (A) a loss specified in the second sentence of subsection (b)(1) of section 1980A of title 38, United States Code; and (B) any other loss specified by the Secretary of Vet- erans Affairs pursuant to the first sentence of that sub- section. SEC. 407. ENHANCEMENT OF VETERANS’ MORTGAGE LIFE INSURANCE. (a) IN GENERAL.—Section 2106(b) is amended by striking ‘‘$90,000’’ and inserting ‘‘$150,000, or after January 1, 2012, $200,000,’’. (b) EFFECTIVE DATE.—The amendment made by subsection (a) shall take effect on October 1, 2011. 38 USC 2106 note. Regulations. 38 USC 1980A note. 38 USC 1980A note. 38 USC 1980 note. 38 USC 1980. 38 USC 1977 note.
