Page:United States Statutes at Large Volume 48 Part 1.djvu/1193

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73d C ONGRESS . SESS. II. CH. 672. JUNE 19, 1934 .

1167 or, if a foreign company, authorized to do business in the District, oiFom, classification until a copy of the form thereof, and of the classification of risks with superint endent . and the premium rates appertaining thereto, have been filed with the Superintendent ; nor shall it be so issued or delivered until the expi- ration of thirty days after it has been so filed, unless the Superin- tendent shall sooner give his written approval thereto . If the Superintendent shall give written notice to the company which has filed such form that it does not comply with the requirements of law, specifyin g the reasons for his opin ion, it shall be unlawful thereafter for any such insurer to issue any policy in such form . The action of the Superintendent in this regard shall be subject to appeal and review in the form and manner prescribed in section 28 . (b) No such policy shall be so issued or delivered (1) unless manda tory provi. the entire money and other considerations therefor are expressed Sio ns ' in the policy ; nor (2) unless the time at which the insurance there- under takes effect and terminates is stated in a portion of the policy preceding its execution by the company

nor (3) if the policy pur-

ports to insure more than one person ; (4) nor unless every printed portion thereof and of any indorsement or attached papers shall be plainly printed in type of which the face shall not be smaller than ten oint ; nor (5) unless a brief description thereof be printed on its first page and on its filing back in type of which the face shall not be smaller than fourteen point ; nor (6) unless the exceptions of the policy be printed with the same prominence as the benefi ts to which they apply : Provided, That any portion of such policy pC °rarin g require- which purports, by reason of the circumstances under which a loss meat, reduction of in- is incurred, to reduce any indemnity promised therein to an amount d imity . less than that provided for the same loss occurring under ordinary circumstances shall be printed in bold-face type and with greater prominence than any other portion of the text of the policy . (c) Every such policy so is sued shall co ntain certain standard Standard provisions . provisions, which shall be in the words and in the order hereinafter set forth and be preceded in every policy by the caption " Standard Terns . provisions ." In each standard provision wherever the word " com- pany " is used there shall be substituted therefor " company " or `` corporation " or " association " or " society " or such other word as will proper ly designate the company . S aid st and ard pr ov isi ons shall b e (1) A standard provision relative to the contract, which may be Forms . in either of the following two forms : Form (A) to be used in policies which do not provide for reduction of indemnity on account of change of occupation, and form (B) to be used in policies which do so provide . If form (B) is used and the policy provides indemnity against loss from sickness, the words " or contracts sick- ness " may be inserted therein immediately after the words "inthe event that the insured is injured " : (A) 1 . This policy includes the indorsements and attached papers, Form A. if any, and contains the entire contract of insurance . No reduction shall be made in any indemnity herein provided by reason of change in the occupation of the insured or by reason of his doing any act or thing pertaining to any other occupation . (B) 1 . This policy includes the endorsements and attached papers, Fo rm B3 if any, and contains the entire contract of insurance except as it may be modified by the company's classification of risks and premium rates in the event that the insured is injured after having changed his occupation t o one classif ied by the com pany as more hazardous than that stated in the policy, or while he is doing any act or thing pertaining to any occupation so classified, except ordinary duties about his residence or while engaged in recreation, in which event