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urgently need. Nor would her services end there. Not only would she obtain the aid of the visitors she represented at such times of crisis in the history of a poor family as those in which they usually apply to the Charity Organisation Society, not only would she be able to supply a detailed report of the past life of the applicant on points which might bear on the committee's decision, but afterwards, when the decision was made and relief granted or withheld, through succeeding years she would get the people watched over with that continuous care without which right decisions at any particular crisis of life lose half their efficacy; indeed, she might often avert such a crisis altogether. For instance, she might get the visitors to induce the man to join a provident dispensary or club; which would be more satisfactory, though not perhaps more necessary, than refusing him aid when he has not done so. Sometimes, when I think of those Charity Organisation Committees so