PUBLIC LAW 102-233—DEC. 12, 1991 105 STAT. 1777 "(4) INTEREST RATE.— The rate of interest imposed by the Corporation in connection with any interim financing provided under the minority interim capital assistance program may not exceed the average cost of funds to the Corporation as of the time such rate is established. "(5) DEFINITIONS.—For purposes of this subsection— ' "(A) MINORITY.—The term 'minority' has the meaning given to such term by section 1204(c)(3) of the Financial Institutions Reform, Recovery and Enforcement Act of 1989. "(B) ACQUISITION.—The term 'acquisition' means any transaction in which a savings association is acquired (as defined in section 13(c)(8) of the Federal Deposit Insurance Act).". SEC. 405. GOAL FOR PARTICIPATION OF SMALL BUSINESS CONCERNS. Section 21A(b)(14) of the Federal Home Loan Bank Act (12 U.S.C. 1441a(b)(14)) is amended to read as follows: "(14) GOAL FOR PARTICIPATION OF SMALL BUSINESS CONCERNS.— The Corporation shall have an annual goal that presents the maximum practicable opportunity for small business concerns and small business concerns owned and controlled by socially and economically disadvantaged individuals to participate in the performance of contracts awarded by the Corporation.". TITLE V^MISCELLANEOUS HOUSING PROVISIONS SEC. 501. (a) CREDIT ENHANCEMENT TO PROVIDE HOUSING OPPORTUNITIES FOR LOW-INCOME PERSONS.— (1) IN GENERAL.— Section 21A(b)(10)(K) of the Federal Home Loan Bank Act (12 U.S.C. 1441a(b)(10)(K)) is amended to read as follows: "(K) To make loans and, with respect to eligible residential properties, develop risk sharing structures and other credit enhancements to assist in the provision of property ownership, rental, and cooperative housing opportunities for lower- and moderate-income families.". (2) CREDIT ENHANCEMENT FOR CERTAIN TAX-EXEMPT BONDS.— Section 21A(c)(8)(B) of the Federal Home Loan Bank Act (12 U.S.C. 1441a(c)(8)(B)) is amended— (A) by striking "(B) CREDIT ENHANCEMENT.— With respect to" and inserting the following: "(B) CREDIT ENHANCEMENT. — "(i) IN GENERAL. —With respect to"; and (B) by adding at the end the following new clause: "(ii) CERTAIN TAX-EXEMPT BONDS. —The Corporation may provide credit enhancements with respect to taxexempt bonds issued on behalf of nonprofit organizations pursuant to section 103, and subpart A of part IV of subchapter A of chapter 1, of the Internal Revenue Code of 1986, with respect to the disposition of eligible residential properties for the purposes described in clause (i).".