PUBLIC LAW 102-550—OCT. 28, 1992 106 STAT. 3889 "(B) for any subsequent semiannual period, the sum of— "(i) any increase during such period in the amount of assets described in paragraph (2)(A) that has been deemed eligible for crecut by the Board; and "(ii) any increase during such period in the amounts of deoosits, loans, and other miancial assistance described in paragraph (2)(B) that has been deemed eligible for credit by the Board.", (e) EuGmiLiTY REQUIREMENTS FOR QUALIFIED DISTRESSED COMMUNITIES.—Section 233(b)(4) of the Bank Enterprise Act of 1991 (12 U.S.C. 1934a(b)(4)) is amended to read as follows: 12 USC 1834a. "(4) ELIGIBILITY REQUIREMENTS. —For purposes of this subsection, an area meets the requirements ot this paragraph if the following criteria are met: "(A) At least 30 percent of the residents residing in the area have incomes which are less than the national poverty level. (B) The unemployment rate for the area is IVb times greater than the national average (as determined by the Bureau of Labor Statistics' most recent figures). "(C) Such additional eligibility requirements as the Board may, in its discretion, deem necessary to carry out the provisions of this subtitle.". SEC. 9S2. DISCLOSURES UNDER THE HOME MORTGAGE DISCLOSURE ACT OF 1975. (a) IN GENERAL.— Section 304 of the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2803) is amended by adding at the end the following new subsections:
- (j) LOAN APPLICATION REGISTER INFORMATION. —
"(1) IN GENERAL.— In addition to the information required Regulations. to be disclosed under subsections (a) and (b), any depository institution which is required to make disclosures under this section shall make available to the public, upon request, loan application register information (as defined by the Board by regulation) in the form required under regulations prescribed by the Board. "(2) FORMAT OF DISCLOSURE. — "(A) UNEDITED FORMAT.—Subject to subparagraph (B), the loan application register information described in paragraph (1) may be disclosed by a depository institution without editing or compilation and m the format in which such information is maintained by the institution. "(B) PROTECTION OF APPLICANT'S PRIVACY INTEREST. — The Board shall require, by regulation, such deletions as Regulations. the Board may determine to be appropriate to protect— "(i) any privacy interest of any applicant, mcluding the deletion of the applicant's name and identification number, the date or the application, and the date of any determination by the institution with respect to such application; and "(ii) a depository institution from liability under any Federal or State privacy law. "(C) CENSUS TRACT FORMAT ENCOURAGED. — I t is the sense of the Congress that a depository institution should provide loan register information under this section in a
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