12 2 STA T .3 2 45PUBLIC LA W 11 0– 315 — AU G .14 , 200 8‘ ‘ (A)haspr a cti c edl a wfo rfi v e y ears or less a n d , for not less than 90 percent of the ti m eins u ch practice, has served as a civil le g al assistance attorney
‘‘( B ) received repayment b enefits under this section during the preceding fiscal year; and ‘‘( C ) has completed less than three years of the first re q uired period of service specified for the borrower in an agreement entered into under subsection (d) . ‘‘(g) INELIG I B ILI TYFORD O U BLE BENEFIT S . —N o borrower may, for the same service, receive a reduction of loan obligations under both this section and section 428K or4 5 5(m). ‘‘(h) R EGUL A TIONS.— T he S ecretary is authori z ed to issue such regulations as may be necessary to carry out this section. ‘‘(i) AUT H ORI Z ATION OF A P PROPRIATIONS.—There are authorized to be appropriated to carry out this section $1 0,000,000 for fiscal year 2009 and such sums as may be necessary for each of the five succeeding fiscal years. ’ ’. SEC.432 . R E PO R T STOCO N S UM ER REPORT I N GA GENCIES AN D INSTITUTIONS O FH IGHER EDUCATION. (a) IN G ENERAL.—Section 4 3 0A (20 U .S.C. 1080a) is amended— (1) in the section heading, by stri k ing ‘‘ CREDITBU RE A U S ’’ and inserting ‘‘C ON SU M ER RE P ORTIN G AGENCIES’’; (2) in subsection (a)— (A) in the matter preceding paragraph (1)— (i) in the first sentence— (I) by striking ‘‘the Secretary,’’ and inserting ‘‘the Secretary and’’; and (II) by striking ‘‘agreements with credit bureau organizations’’ and inserting ‘‘an agreement with each consumer reporting agency’’; (ii) in the second sentence— (I) by striking ‘‘such organizations’’ each place the term occurs and inserting ‘‘such consumer reporting agencies’’; and (II) by striking ‘‘insurance), by’’ and inserting ‘‘insurance) or by’’; and (iii) in the third sentence— (I) by striking ‘‘Secretary,’’ and inserting ‘‘Sec - retary or’’; and (II) by striking ‘‘organizations’’ and inserting ‘‘consumer reporting agencies’’; (B) by redesignating paragraphs (1), (2), and (3) as paragraphs (2), (4), and (5), respectively; (C) by inserting before paragraph (2) (as redesignated by subparagraph (B)), the following
‘‘(1) that the loan is an education loan (as such term is defined in section 151);’’; and (D) by inserting after paragraph (2) (as redesignated by subparagraph (B)) the following: ‘‘(3) information concerning the repayment status of the loan for inclusion in the file of the borrower, e x cept that nothing in this subsection shall be construed to affect any otherwise applicable provision of the F air Credit Reporting Act (15 U.S.C. 1 6 81 et seq.);’’; (3) in subsection (b)—
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