12 2 STA T .50 02 PUBLIC LA W 110 –438—O CT. 20 , 2008 LEGIS L AT I V E H IST ORY— S .3197( H.R. 40 44 ): HO U SE RE P ORTS: No . 110 – 7 26ac co mp a nyi n g H.R. 4044 ( C omm. on theJud ici - a r y). CONGRESSIONAL RECOR D, Vo l .1 5 4 (200 8 ): Sept. 30, con s idered and passed Senate. Oct. 2, 3, considered and passed House. (i)any in cre a s ein th ea v era g e l evels ofd e b t inc u rred by such m embers before , during, or after such service, (ii) any indicia of changes in debt - incurrence p rac- tices adopted by such members in anticipation of bene- fitting from such provisions in any potential case under such title
and (iii) any indicia of abuse or potential abuse of such provisions reflected in the debt-incurrence of such members .SEC.4 .E F FEC TIV E DA TE
A P P L ICATI ON OFA M ENDMENTS. (a) EF F ECTIV E DA TE. — E x cept as provided in subsection (b), this A ct and the amendments made by this Act shall ta k e effect 60 days after the date of enactment of this Act. (b) A P P L ICATI ON OFA M EN D MENT S .— T he amendments made by this Act shall apply only w ith respect to cases commenced under title 1 1 of the U nited S tates C ode in the 3 -year period beginning on the effective date of this Act. Approved O ctober 2 0, 200 8 . 1 1 USC70 7 note.
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