Health Coverage Choice Act (H.R. 31; 117th Congress)

by Andy Biggs

117th CONGRESS
1st Session

H.R. 31

To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES

January 4, 2021

Mr. Biggs introduced the following bill; which was referred to the Committee on Energy and Commerce

A BILL

To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Health Coverage Choice Act”.

SEC. 2. DEFINITION OF SHORT-TERM LIMITED DURATION INSURANCE.

Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg–91(b)) is amended by adding at the end the following new paragraph:

“(6) SHORT-TERM LIMITED DURATION INSURANCE.—The term ‘short-term limited duration insurance’ means health insurance coverage provided under a contract with a health insurance issuer that—

“(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and

“(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.”.