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or ought to, save every year ? None of us can guess the figure. Therefore, before the close of the current Fasli, get a budget prepared for every item of your expenditure in the next Fasli. As you will be quite new to your business, consult with a few of your higher officials as regards all the items in the budget and find out what are necessary and what are unnecessary or extravagant. After finally settling the budget in that way, strictly adhere to it. If your estate is somewhat involved in debt, don*t think much of charity or seek to acquire fame. First clear off your debt, then think of other things. Jf you save one-fourth or one-fifth of your income, you will grow richer and richer every year and can utilize your money more and more for charitable and public purposes. Many a man has perished by spending, whether in good or bad causes, more money than he gets. What I have said above is that
