IMPROVEMENTS IN INDUSTRIAL INSURANCE
479
Infantile whole life. — The Metropolitan table offers indem- nity in case of death of a child when the age at next birthday is two to nine years. No premium greater than 5 cents weekly is taken. The amount payable increases with the time the policy has been in force, from under six months up to eight years.
INFANTILE WHOLE LIFE Payment of Premium ceases on first anniversary of date of issue after insxired reaches
age 74
Amount payable provided death occur after Policy has been in force for the following
periods, for a weekly premium of 5c.
No premium greater than 5c. will be taken
A^e Next Birthday
Under 6
6
I
3
3
4
s
6
7
Months
Months
Year
Years
Years
Years
Years
Years
Years
12.50
25
34
40
48
58
70
no
ISO
17.00
34
40
48
58
70
no
150
185
20.00
40
48
S8
70
no
150
180
24.00
48
58
70
no
ISO
175
29.00
5«
70
no
150
170
35 00
70
no
ISO
It's
55-00
no
ISO
160
75.00
ISO
iSS
8 Years
2
3 4 5 6
7 8
9
190
Explanation of the infantile table. — When the person to be insured is less than ten years of age next birthday, the amount of benefit payable depends upon the length of time the policy has been in force. Thus, if a child is five years of age next birthday when the policy is issued, and the policy remains in force three years, the insurance for a weekly premium of five cents will be $iio. After the policy has been in force four years the insurance will be $iso. and after it has been in force five years it will provide for a pa]rment of $175 at death. By this time, however, the child will be ten years old next birthday, and thereafter the amount of insiuance will remain at $175. No further premiums payable after insured reaches age seventy-five.
LIMIT OF INSURANCE
In no case will any policy be written for a greater amount of insurance than set forth in the following table, nor will any policy be written which together with any other insurance then in force> in this or any other company, would make the total amount of insurance in force exceed the amounts stated in this table:
Age Next
Limit of
Age Next
Limit of
Age Next
Limit of
Age Next Burthday
Limit of
Birthday
Insurance
Birthday
Insurance
Birthday
Insurance
Insurance
2
$30
7
$140
12
$380
17
$612
3
34
8
168
13
460
18
700
4
40
9
200
14
520
19
784
5
48
10
240
15
520
20
85s
6
58
n
300
16
520
21
930
In some cases, after a five-cent infantile policy has been in force for some time, a three-cent additional policy may be written, or two three-cent policies may be written in some cases, but the above rule as to the limit of amount of insurance must be rigidly followed.
