make a clear gain of several hours which he would never have had at all if he had stayed at home!"
"I would much rather be without them" said Peter. "I find it quite difficult enough to spend the time as it is; and how on earth I can spend any more, I don't know!"
"Why spend it, then?" asked his friend quietly.
"What else am I to do with it?"
"What else? See here, my friend; when you have an amount of spare cash that you've no immediate use for, you don't let it lie idle at home, do you? You pay it in to your credit at a bank, and let it remain on deposit till you do want it—eh? Well, then, why not treat your spare time as you would your spare cash. Do you see what I mean?"
"Not altogether," confessed Peter, considerably puzzled.
"It's simple enough nowadays. For instance, the establishment I have the honour to be connected with—the Anglo-Australian Joint Stock Time Bank Limited—confines itself, as you are doubtless aware, almost entirely to that class of business."
