it better—but a dreadful calamity has befallen us all. You know nothing about business and will not understand it; but Grapnell and Co. have failed for a million and we are totally ruined—your aunt Gascoigne as well as I, only that your uncle has his benefice, so that by putting down their carriage and getting interest for the boys, the family can go on. All the property our poor father saved for us goes to pay the liabilities. There is nothing I can call my own. It is better you should know this at once, though it rends my heart to have to tell it you. Of course we cannot help thinking what a pity it was that you went away just when you did. But I shall never reproach you, my dear child; I would save you from all trouble if I could. On your way home you will have time to prepare yourself for the change you will find. We shall perhaps leave Offendene at once, for we hope that Mr Haynes, who wanted it before, may be ready to take it off my hands. Of course we cannot go to the Rectory—there is not a corner there to spare. We must get some hut or other to shelter us, and we must live on your uncle Gascoigne's charity, until I see what else can be done. I shall not be able to pay the debts to the tradesmen besides the servants' wages. Summon up your fortitude, my
