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some to advantage both his fortune and family. If he inclines not the employment of the army ⟨or⟩ navy, he may find something to suit him in o(illegible text) Plantations in the East and West Indies, and (illegible text) America, in all which places many a man ⟨had⟩ done well, who could do nothing at home. ⟨There⟩ you shall find great contentment to your ⟨conscience⟩ to be in action, which God commands us all to be
The times in no age was so hard, as to ⟨deny⟩ industry and ingenuity a livelyhood: and, in ⟨a⟩ word, rather to be in misery for want of money let a man undertake any vocation and labour, ⟨and⟩
Never think the labour coarse
That puts a penny in his purse.
The want of money is a great torment, and often puts men on unlawful shifts to procure it therefore let every one who has got money, ⟨be⟩ careful to know its worth, for since we are born we must live, and it is hard to live upon a small share of it. And to conclude this chapter, let us be always careful to get, and cautious in spending money; and when you have it, know how to keep and how to use it, when there is occasion: for money in your pocket is the best companion. As one observed, "be a good husband, and thou wilt soon get a penny to spend a penny to lend, and a penny for thy friend." For I would have none to be such misers as to gain money only to keep, and not make use of it; for to such, money is the greatest curse, of which the world has been furnished with many instances.
Gain a penny, spend a penny,
(Says the frugal man;)
But if you spend before you gain,
You'll ne'er be merry then.
