milder climate and the rich deep soil of Michigan was, they felt, full of promise. Sarah's father like most of his neighbors had gone into debt for his land and for tools with which to clear and work it and every year spent most of his earnings in paying interest on a mortgage held by a banker in a nearby town, but that did not discourage him. He whistled as he went about his work and spoke often of a future of ease and plenty. "In a few years and when the land is cleared we'll make money hand over fist," he declared.
When Sarah grew into young womanhood and went about among the young people in the new country, she heard much talk of mortgages and of the difficulty of making ends meet, but every one spoke of the hard conditions as temporary. In every mind the future was bright with promise. Throughout the whole Mid-American country, in Ohio, Northern Indiana and Illinois, Wisconsin and Iowa a hopeful spirit prevailed. In every breast hope fought a successful war with poverty and discouragement. Optimism got into the blood of the children and later led to the same kind of hopeful courageous development of the whole western country. The sons and daughters of these hardy people no doubt had their minds too steadily fixed on the problem of the paying off of mortgages and getting on in the world, but there was courage in them. If they, with the frugal and sometimes niggardly New Englanders from whom they were sprung, have given modern American life a too material flavor, they have at least created a land in which a less determinedly materialistic people may in their turn live in comfort.
In the midst of the little hopeless community of beaten men and yellow defeated women on the bank
