Motor vehicles in respect of which claims may be made
Vehicles not insured for riot damage
1A motor vehicle falls within this paragraph if, at the time of the riot—
- (a) it was covered by a policy of insurance or a security in respect of third party risks that complied with the requirements of Part 6 of the Road Traffic Act 1988, but was not covered, or (disregarding any excess) not adequately covered, in respect of the damage, destruction or theft resulting from the riot, and
- (b) the appropriate amount of vehicle excise duty had been paid in respect of the vehicle.
Vehicles not insured because exempt from insurance requirement
2A motor vehicle falls within this paragraph if, at the time of the riot—
- (a) it fell within one of the exceptions to the requirements of Part 6 of the Road Traffic Act 1988 mentioned in section 144(1) or (2) of that Act,
- (b) it was not covered by a policy of insurance or security in respect of the damage, destruction or theft resulting from the riot, and
- (c) the appropriate amount of vehicle excise duty had been paid in respect of the vehicle.
Vehicles not kept or used on public road
3A motor vehicle falls within this paragraph if, at the time of the riot, the condition mentioned in section 144B(5) or (6A) of the Road Traffic Act 1988 was met in respect of the vehicle (vehicle not kept or used on public road).
Vehicles part of stock in trade
4A motor vehicle falls within this paragraph if, at the time of the riot, it was part of the stock in trade of a business.
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3/2016 55297 19585
