This brings down the expenses on a Barrister's education to
420 which, as the reader must have seen is capable of being reduced to 400 quite easily. There are three items, viz., dress in Bombay, that in London and books, which evidently admit of a reduction of 4 and the emergency sum ought really to find no place in the estimate as that has been taken into account in the 150 for board and lodging. Attention ought to be drawn to the first two items which have been estimated in rupees and then reduced to pounds sterling at the present rate of exchange which is nearly Rs. 16 for one pound. In rupees, as will have been noticed, it amounts to nearly Rs. 653; represented in pounds, it would fluctuate with the exchange. The passage Rs. 370, too, is subject to variation. Already owing to the sinking down of the rupee, the passage has been raised some 20 p.c. If the rate goes higher, as it is expected to, [it] is likely that the fare would be brought down to its original value. Now it has to be discussed how many pounds you will take with you. Of course, Rs. 653 or thereabouts will be spent in Bombay. On reaching London you will have to pay your fees amounting to nearly 141. Out of this 41 are taken as fee and 100 as deposit as security for further dues to your Inn. It has been said above that this deposit is excused in certain cases. If you are sure that you come under the excuse rules, you may take 100 less. But, in all other cases, take with you or be sure that you will get on your landing in England at least 175 pounds sterling. If you take money with you, of course, you would not take it in cash, but take a bill of exchange to some bank. Messrs Hutchinson & Co., are good bankers and cater for Indian customers. Mr. Wm. Digby is concerned with the business. They undertake to supply gratis the requisite information to Indians about lodging, etc. I do not suppose they would be able, however, to show them cheap lodgings. They have got a list of families who take Indians, as boarders, but these families charge nearly 30s per week for board and lodging. Some charge even 25s. But they may be told that you want to live cheaply and perhaps they would secure you good lodgings. On this point, however, the editor of The Vegetarian would be the best guide. He has promised to find suitable lodging for Indians asking for his advice. That is by the way. As bankers, Messrs Hutchinson & Co. would be quite good. Their address in London is :1
