this, he far too often calculates his expectations as realities, and so begins to live, apart from fact, in dreamy hope. Thus his individuality and manliness are lost—sunk in the land. Afflicted with possession on the brain he loses self-possession, and his neighbours say that he ‘belongs to the estate,’ which is indeed a true account of his condition. Moreover, in a year or two the monetary gain, whatever it may be in prospect, is in thought discounted, and there remains mere eagerness for prompt acquirement. The man, in fact, is badly off, for he has lost contentment.
Meanwhile the lawyers and the ‘architects’ are realizing what the man of property can only make his hope; they plan and litigate, as leaseholds need, and get their costs. The sewers and roads are also made at a large outlay, bringing no immediate return, but yielding a commission to the ‘architect,’ and then the property is quiet for some years.
At length a plot of land is let to a smart enterprising builder, highly recommended by his timber merchant; and to induce the builder to proceed ‘with spirit,’ and secure the ground rents, liberal cash advances from the fortunate proprietor are suggested, and eventually made. The ‘architect’ will certify the cost of building work to warrant each advance, and the solicitor will take the builder's equitable security, and his receipt; the fees remaining with the ‘architect’ and lawyer as before. The freeholder once more is good for all, but gets no gain.
The work, however, does proceed with spirit. Possibly a dozen ‘carcasses’ are soon in a condition for the first advance; and so they rapidly proceed till all are covered in. And then the builder, having gained his stipulated cash advance upon the maximum of rough material, to be paid for when his three months' bills are honoured, and on the minimum of costly labour which he has to pay for promptly in days' wages, can with cheerfulness look round him; and, his friendly timber merchant being paid, he offers, and a liberal
