105 STAT. 2300 PUBLIC LAW 102-242 —DEC. 19, 1991 "(A) national banks, and Federal branches and Federal agencies of foreign banks, by the Office of the Comptroller of the Currency; "(B) member banks of the Federal Reserve System (other than national banks), branches and agencies of foreign banks (other than Federal branches. Federal agencies, and insured State branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25(a) of the Federal Reserve Act, by the Board; and "(C) banks insured by the Federal Deposit Insurance Corporation (other than members of the Federal Reserve System) and insured State branches of foreign banks, by the Board of Directors of the Federal Deposit Insurance Corporation."; and (2) by adding at the end the following: "The terms used in paragraph (1) that are not defined in this title or otherwise defined in section 3(s) of the Federal Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in section 1(b) of the International Banking Act of 1978 (12 U.S.C. 3101).". (c) AMENDMENT TO THE FAIR CREDIT REPORTING ACT. —Section 621(b) of the Fair Credit Reporting Act (15 U.S.C. 1681s(b)) is amended— (1) by striking paragraph (1) and inserting the following new paragraph: "(1) section 8 of the Federal Deposit Insurance Act, in the case of— "(A) national banks, and Federal branches and Federal agencies of foreign banks, by the Office of the Comptroller of the Currency; "(B) member banks of the Federal Reserve System (other than national banks), branches and agencies of foreign banks (other than Federal branches. Federal agencies, and insured State branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25(a) of the , Federal Reserve Act, by the Board of Governors of the Federal Reserve System; and "(C) banks insured by the Federal Deposit Insurance Corporation (other than members of the Federal Reserve System) and insured State branches of foreign banks, by the Board of Directors of the Federal Deposit Insurance Corporation."; and (2) by adding at the end the following: "The terms used in paragraph (1) that are not defined in this title or otherwise defined in section 3(s) of the Federal Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in section 1(b) of the International Banking Act of 1978 (12 U.S.C. 3101). ". (d) AMENDMENT TO THE EQUAL CREDIT OPPORTUNITY ACT. —Section 704(a) of the Equal Credit Opportunity Act (15 U.S.C. 1691c(a)) is amended— (1) by striking paragraph (1) and inserting the following new paragraph: "(1) section 8 of the Federal Deposit Insurance Act, in the case of—
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