106 STAT. 582 PUBLIC LAW 102-325—JULY 23, 1992 "(4) The repayment period for a loan made under this part shall begin on the day immediately following the expiration of the period, specified in paragraph (1)(A), after the student ceases to carry the required academic workload, unless the borrower requests and is granted a repayment schedule that provides for repayment to commence at an earlier point in time, and shall exclude any period of authorized deferment, forbearance, or cancellation."; and (4) by adding at the end thereof the following new paragraph: "(6) Requests for deferment of repayment of loans under mis part by students engaged in graduate or post-graduate fellowshipsupported study (such as pursuant to a FuUbright grant) outside the United States shall be approved until completion of the period of the fellowship.". (h) FORBEARANCE; SPECIAL REPAYMENT RULE.—Section 464 of 20 USC I087dd. the Act is amended by adding at the end the following new subsections: "(e) FORBEARANCE.— The Secretary shall ensure that, upon written request, an institution of higher education shall grant a borrower forbearance of principal and interest or principle only, renewable at 12-month intervals for a period not to exceed 3 years, on such terms as are otherwise consistent with the regulations issued by the Secretary and agreed upon in writing by the parties to the loan, if— "(1) the borrower's debt burden equals or exceeds 20 percent of such borrower's gross income; or "(2) the institution determines that the borrower should qualify for forbearance for other reasons. "(f) SPECIAL REPAYMENT RULE AUTHORITY.— (1) Subject to such restrictions as the Secretary may prescribe to protect the interest of the United States, in order to encourage repayment of loans made under this part which are in default, the Secretary may, in the agreement entered into under this part, authorize an institution of higher education to compromise on the repa3anent of such defaulted loans in accordance with paragraph (2). The Federal share of the compromise repayment shall bear the same relation to the institutioiLs share of such compromise repayment as the Federal capital contribution to the institution's loan fund under this part bears to the institution's capital contribution to such fund. "(2) No compromise repayment of a defaulted loan as authorized by paragraph (1) may be made unless the student borrower pays— "(A) 90 percent of the loan under this part; "(B) the interest due on such loan; and "(C) any collection fees due on such loan; in a lump sum payment.". SEC. 466. CANCELLATION OF LOANS FOR CERTAIN PUBLIC SERVICE. 20 USC I087ee. (a) CANCELLATION FOR TEACHING. —Section 465(a)(2) of the Act is amended— (1) in subparagraph (A), by striking "and such determination shall not be made with respect to not more tiian 50 percent of the total number of schools in the State receiving assistance under such chapter 1"; (2) by amending subparagraph (C) to read as follows: "(C) as a full-time special education teacher, including teachers of infants, toddlers, children, or youth with disabilities in a public or other nonprofit elementary or secondary school
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