117 STAT. 1964
Deadline. Reports.
Deadline. 15 USC 1681c–1 note.
PUBLIC LAW 108–159—DEC. 4, 2003
‘‘(A) the business entity has made a reasonably diligent search of its available business records; and ‘‘(B) the records requested under this subsection do not exist or are not reasonably available. ‘‘(11) DEFINITION OF VICTIM.—For purposes of this subsection, the term ‘victim’ means a consumer whose means of identification or financial information has been used or transferred (or has been alleged to have been used or transferred) without the authority of that consumer, with the intent to commit, or to aid or abet, an identity theft or a similar crime. ‘‘(12) EFFECTIVE DATE.—This subsection shall become effective 180 days after the date of enactment of this subsection. ‘‘(13) EFFECTIVENESS STUDY.—Not later than 18 months after the date of enactment of this subsection, the Comptroller General of the United States shall submit a report to Congress assessing the effectiveness of this provision.’’. (2) RELATION TO STATE LAWS.—Section 625(b)(1) of the Fair Credit Reporting Act (15 U.S.C. 1681t(b)(1), as so redesignated) is amended by adding at the end the following new subparagraph: ‘‘(G) section 609(e), relating to information available to victims under section 609(e);’’. (b) PUBLIC CAMPAIGN TO PREVENT IDENTITY THEFT.—Not later than 2 years after the date of enactment of this Act, the Commission shall establish and implement a media and distribution campaign to teach the public how to prevent identity theft. Such campaign shall include existing Commission education materials, as well as radio, television, and print public service announcements, video cassettes, interactive digital video discs (DVD’s) or compact audio discs (CD’s), and Internet resources. SEC. 152. BLOCKING OF INFORMATION RESULTING FROM IDENTITY THEFT.
(a) IN GENERAL.—The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is amended by inserting after section 605A, as added by this Act, the following: 15 USC 1681c–2. Deadline.
VerDate 11-MAY-2000
10:15 Aug 27, 2004
‘‘§ 605B. Block of information resulting from identity theft ‘‘(a) BLOCK.—Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt by such agency of— ‘‘(1) appropriate proof of the identity of the consumer; ‘‘(2) a copy of an identity theft report; ‘‘(3) the identification of such information by the consumer; and ‘‘(4) a statement by the consumer that the information is not information relating to any transaction by the consumer. ‘‘(b) NOTIFICATION.—A consumer reporting agency shall promptly notify the furnisher of information identified by the consumer under subsection (a)— ‘‘(1) that the information may be a result of identity theft; ‘‘(2) that an identity theft report has been filed; ‘‘(3) that a block has been requested under this section; and
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