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Definitions. Restrictions on debt relief agencies. Disclosures. Requirements for debt relief agencies. GAO study. Protection of personally identifiable information. Consumer privacy ombudsman. Prohibition on disclosure of name of minor children. Protection of personal information. TITLE III—DISCOURAGING BANKRUPTCY ABUSE Technical amendments. Discouraging bad faith repeat filings. Curbing abusive filings. Debtor retention of personal property security. Relief from the automatic stay when the debtor does not complete intended surrender of consumer debt collateral. Giving secured creditors fair treatment in chapter 13. Domiciliary requirements for exemptions. Reduction of homestead exemption for fraud. Protecting secured creditors in chapter 13 cases. Limitation on luxury goods. Automatic stay. Extension of period between bankruptcy discharges. Definition of household goods and antiques. Debt incurred to pay nondischargeable debts. Giving creditors fair notice in chapters 7 and 13 cases. Dismissal for failure to timely file schedules or provide required information. Adequate time to prepare for hearing on confirmation of the plan. Chapter 13 plans to have a 5-year duration in certain cases. Sense of Congress regarding expansion of rule 9011 of the Federal Rules of Bankruptcy Procedure. Prompt relief from stay in individual cases. Chapter 11 cases filed by individuals. Limitations on homestead exemption. Excluding employee benefit plan participant contributions and other property from the estate. Exclusive jurisdiction in matters involving bankruptcy professionals. United States trustee program filing fee increase. Sharing of compensation. Fair valuation of collateral. Defaults based on nonmonetary obligations. Clarification of postpetition wages and benefits. Delay of discharge during pendency of certain proceedings. Limitation on retention bonuses, severance pay, and certain other payments. Fraudulent involuntary bankruptcy.
TITLE IV—GENERAL AND SMALL BUSINESS BANKRUPTCY PROVISIONS Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec. Sec.
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Subtitle A—General Business Bankruptcy Provisions Adequate protection for investors. Meetings of creditors and equity security holders. Protection of refinance of security interest. Executory contracts and unexpired leases. Creditors and equity security holders committees. Amendment to section 546 of title 11, United States Code. Amendments to section 330(a) of title 11, United States Code. Postpetition disclosure and solicitation. Preferences. Venue of certain proceedings. Period for filing plan under chapter 11. Fees arising from certain ownership interests. Creditor representation at first meeting of creditors. Definition of disinterested person. Factors for compensation of professional persons. Appointment of elected trustee. Utility service. Bankruptcy fees. More complete information regarding assets of the estate.