12 2 STA T .3 2 46PUBLIC LA W 11 0– 31 5— AU G .14 , 200 8(A)bystrik i ng‘ ‘ o rg a ni z ations ’ ’an d ins e rting ‘‘ c ons um er re p orting agencies’’
and ( B ) by striking ‘‘subsection (a)( 2 )’’ and inserting ‘‘sub - section (a)( 4 )’’; (4) in subsection (c) — (A) in paragrap h (2) , by striking ‘‘organizations’’ and inserting ‘‘consumer reporting agencies’’; and (B) in paragraph (4)— (i) by striking ‘‘subsection (a)(2)’’ and inserting ‘‘subsection (a)(4)’’; and (ii) in subparagraph (A), by striking ‘‘credit bureau organizations’’ and inserting ‘‘consumer reporting agen- cies’’; and ( 5 ) in subsection (d), by striking ‘‘credit bureau organiza- tion’’ and inserting ‘‘consumer reporting agency’’ . (b) CONF O RMI N G AM E N D MEN TS .— T he Act (2 0U . S .C. 1 001 et se q .) is f urther amended— (1) in section 42 7 (a)(2)( G ) (20 U.S.C. 1077(a)(2)(G))— (A)inc l ause (i), by striking ‘‘credit bureau organiza- tions’’ and inserting ‘‘consumer reporting agencies’’; and (B) in clause (ii), by striking ‘‘organizations’’ and inserting ‘‘consumer reporting agencies’’; (2) in section 42 8 (c)( 3 )(A)(iii) (20 U.S.C. 1078(c)(3)(A)(iii)), by striking ‘‘credit bureau organization’’ and inserting ‘‘con- sumer reporting agency’’; (3) in section 428C(b)(4)( E ) (20 U.S.C. 1078 – 3(b)(4)(E))— (A) in clause (i), by striking ‘‘credit bureau organiza- tions’’ and inserting ‘‘consumer reporting agencies’’; and (B) in clause (ii), by striking ‘‘organizations’’ and inserting ‘‘consumer reporting agencies’’; (4) in section 437(c)(5) (20 U.S.C. 1087(c)(5)), by striking ‘‘credit bureaus’’ and inserting ‘‘consumer reporting agencies’’; (5) in section 4 6 3(c) (20 U.S.C. 1087cc(c))— (A) in the subsection heading, by striking ‘‘CREDIT B U RE A U O RGANI Z ATIONS’’ and inserting ‘‘CONSUMER R E P ORTING AGEN C IES’’; (B) in paragraph (1), by striking ‘‘credit bureau organizations’’ and inserting ‘‘consumer reporting agencies’’; (C) in paragraph (2), by striking ‘‘organizations’’ and inserting ‘‘consumer reporting agencies’’; ( D ) in paragraph (4)(A), by striking ‘‘credit bureau organization’’ each place the term occurs and inserting ‘‘consumer reporting agency’’; and (E) in paragraph (5)— (i) by striking ‘‘credit bureau organizations’’ and inserting ‘‘consumer reporting agencies’’; and (ii) by striking ‘‘such organizations’’ and inserting ‘‘such consumer reporting agencies’’; (6) in section 463A(a)(11) (20 U.S.C. 1087cc–1(a)(11)), by striking ‘‘credit bureau or credit’’ and inserting ‘‘consumer’’; and (7) in section 464 (20 U.S.C. 10877dd)— (A) in subsection (c)(1)( I ), by striking ‘‘credit bureau organizations’’ and inserting ‘‘consumer reporting agencies’’; and (B) in subsection (h)(1)(A), by striking ‘‘credit bureau organization or credit’’ and inserting ‘‘consumer’’. 20USC1 0 87d d .
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