124 STAT. 2103 PUBLIC LAW 111–203—JULY 21, 2010 (2) in subsection (b)— (A) by striking paragraph (1) and inserting the fol- lowing: ‘‘(1) Except as provided in paragraph (6), in any case in which the attorney general of a State has reason to believe that an interest of the residents of the State has been or is threatened or adversely affected by the engagement of any person subject to a rule prescribed under subsection (a) in practices that violate such rule, the State, as parens patriae, may bring a civil action on behalf of its residents in an appro- priate district court of the United States or other court of competent jurisdiction— ‘‘(A) to enjoin that practice; ‘‘(B) to enforce compliance with the rule; ‘‘(C) to obtain damages, restitution, or other compensa- tion on behalf of the residents of the State; or ‘‘(D) to obtain penalties and relief provided under the Consumer Financial Protection Act of 2010, the Federal Trade Commission Act, and such other relief as the court deems appropriate.’’; (B) in paragraphs (2) and (3), by striking ‘‘the primary Federal regulator’’ each time the term appears and inserting ‘‘the Bureau of Consumer Financial Protection or the Commission, as appropriate’’; (C) in paragraph (3), by inserting ‘‘and subject to sub- title B of the Consumer Financial Protection Act of 2010,’’ after ‘‘paragraph (2),’’; and (D) in paragraph (6), by striking ‘‘the primary Federal regulator’’ each place that term appears and inserting ‘‘the Bureau of Consumer Financial Protection or the Commis- sion’’. SEC. 1098. AMENDMENTS TO THE REAL ESTATE SETTLEMENT PROCE - DURES ACT OF 1974. The Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2601 et seq.) is amended— (1) in section 3 (12 U.S.C. 2602)— (A) in paragraph (7), by striking ‘‘and’’ at the end; (B) in paragraph (8), by striking the period at the end and inserting ‘‘; and’’; and (C) by adding at the end the following: ‘‘(9) the term ‘Bureau’ means the Bureau of Consumer Financial Protection.’’; (2) in section 4 (12 U.S.C. 2603)— (A) in subsection (a), by striking the first sentence and inserting the following: ‘‘The Bureau shall publish a single, integrated disclosure for mortgage loan trans- actions (including real estate settlement cost statements) which includes the disclosure requirements of this section and section 5, in conjunction with the disclosure require- ments of the Truth in Lending Act that, taken together, may apply to a transaction that is subject to both or either provisions of law. The purpose of such model disclosure shall be to facilitate compliance with the disclosure require- ments of this title and the Truth in Lending Act, and Publication. Definition.
