124 STAT. 2591 PUBLIC LAW 111–240—SEPT. 27, 2010 (6) ADDITIONAL INCENTIVES TO REPAY.—The Secretary may, by regulation or guidance issued under section 4104(9), estab- lish repayment incentives in addition to the incentive in para- graph (5)(E) that will apply to new capital investments in a manner that the Secretary determines to be consistent with the purposes of this subtitle. (7) CAPITAL PURCHASE PROGRAM REFINANCE.— (A) IN GENERAL.—The Secretary shall, in a manner that the Secretary determines to be consistent with the purposes of this subtitle, issue regulations and other guid- ance to permit eligible institutions to refinance securities issued to Treasury under the CDCI and the CPP for securi- ties to be issued under the Program. (B) PROHIBITION ON PARTICIPATION BY NON-PAYING CPP PARTICIPANTS.—Subparagraph (A) shall not apply to any eligible institution that has missed more than one dividend payment due under the CPP. For purposes of this subpara- graph, a CPP dividend payment that is submitted within 60 days of the due date of such payment shall not be considered a missed dividend payment. (8) OUTREACH TO MINORITIES, WOMEN, AND VETERANS.— The Secretary shall require eligible institutions receiving cap- ital investments under the Program to provide linguistically and culturally appropriate outreach and advertising in the applicant pool describing the availability and application process of receiving loans from the eligible institution that are made possible by the Program through the use of print, radio, television or electronic media outlets which target organizations, trade associations, and individuals that— (A) represent or work within or are members of minority communities; (B) represent or work with or are women; and (C) represent or work with or are veterans. (9) ADDITIONAL TERMS.—The Secretary may, by regulation or guidance issued under section 4104(9), make modifications that will apply to new capital investments in order to manage risks associated with the administration of the Fund in a manner consistent with the purposes of this subtitle. (10) MINIMUM UNDERWRITING STANDARDS.—The appro- priate Federal banking agency for an eligible institution that receives funds under the Program shall within 60 days issue guidance regarding prudent underwriting standards that must be used for loans made by the eligible institution using such funds. SEC. 4104. ADDITIONAL AUTHORITIES OF THE SECRETARY. The Secretary may take such actions as the Secretary deems necessary to carry out the authorities in this subtitle, including, without limitation, the following: (1) The Secretary may use the services of any agency or instrumentality of the United States or component thereof on a reimbursable basis, and any such agency or instrumen- tality or component thereof is authorized to provide services as requested by the Secretary using all authorities vested in or delegated to that agency, instrumentality, or component. Deadline. Requirements. Deadline. Regulations. Applicability.
