84 STAT. ]
PUBLIC LAW 91-508-OCT. 26, 1970
"(b) Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. "§ 608. Disclosures to governmental agencies "Notwithstanding the provisions of section 604, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency. "§609. Disclosures to consumers " (a) Every consumer reporting agency shall, upon request and proper identification of any consumer, clearly and accurately disclose to the consumer: "(1) The nature and substance of all information (except medical information) in its files on the consumer at the time of the request. "(2) The sources of the information; except that the sources of information acquired solely for use in preparing an investigative consumer report and actually used for no other purpose need not be disclosed: Provided, That in the event an action is brovight under this title, such sources shall be available to the plaintiff under appropriate discovery procedures in the court in which the action is brought. " (3) The recipients of any consumer report on the consumer which it has furnished— " (A) for employment purposes within the two-year period preceding the request, and " (B) for any other purpose within the six-month period preceding the request. "(b) The requirements of subsection (a) respecting the disclosure of sources of information and the recipients of consumer reports do not apply to information received or consumer reports furnished prior to the effective date of this title except to the extent that the matter involved is contained in the files of the consumer reporting agency on that date. "§610. Conditions of disclosure to consumers " (a) A consumer repofting agency shall make the disclosures required under section 609 during normal business hours and on reasonable notice. " (b) The disclosures required under section 609 shall be made to the consumer— "(1) in person if he appears in person and furnishes proper identification; or "(2) by telephone if he has made a written request, with proper identification, for telej^hone disclosure and the toll charge, if any, for the telephone call is prepaid by or charged directly to the consumer. "(c) Any consumer reporting agency shall provide trained personnel to explain to the consumer any information furnished to him pursuant to section 609. " (d) The consumer shall be permitted to be accompanied by one other person of his choosing, who shall furnish reasonable identification. A consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in such person's presence. "(e) Except as provided in sections 616 and 617, no consumer may bring any action or proceeding in the nature of defamation, invasion of privacy, or negligence with respect to the reporting of information
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