"Not personally. I but happened to hear that he was a passenger. For the rest, though it might be somewhat informal, the gentleman might not object to doing a little business on board. Along the Mississippi, you know, business is not so ceremonious as at the East."
"True," returned the merchant, and looked down a moment in thought, then, raising his head quickly, said, in a tone not so benign as his wonted one, "This would seem a rare chance, indeed; why, upon first hearing it, did you not snatch at it? I mean for yourself!"
"I? would it had been possible!"
Not without some emotion was this said, and not without some embarrassment was the reply. "Ah, yes, I had forgotten."
Upon this, the stranger regarded him with mild gravity, not a little disconcerting; the more so, as there was in it what seemed the aspect not alone of the superior, but, as it were, the rebuker; which sort of bearing, in a beneficiary towards his benefactor, looked strangely enough; none the less, that, somehow, it sat not altogether unbecomingly upon the beneficiary, being free from anything like the appearance of assumption, and mixed with a kind of painful conscientiousness, as though nothing but a proper sense of what he owed to himself swayed him. At length he spoke:
"To reproach a penniless man with remissness in not availing himself of an opportunity for pecuniary investment—but, no, no; it was forgetfulness; and this, charity will impute to some lingering effect of that un-
