business career, than the lower education is for the life of labor. I suppose that the hypercritical observer might say that in a wholly commercial civilization, like ours, the business man really needed nothing beyond the three R's, and the workingman needed no R at all. As a practical affair, there is a good deal to be said in favor of that view. The higher education is part of the social ideal which we have derived from the past, from Europe. It is part of the provision for the life of leisure, the life of the aristocrat, which nobody of our generation leads, except women. Our women really have some use for the education of a gentleman, but our men have none. How will that do for a generalization?" the banker asked of me.
"Oh," I admitted, with a laugh, "it is a good deal like one of my own. I have always been struck with that phase of our civilization."
"Well, then," the banker resumed, "take the lower education. This is part of the civic ideal which, I suppose, I may say we evolved from the depths of our inner consciousness of what an American citizen ought to be. It includes instruction in all the R's, and in several other letters of the alphabet. It is given
