102 STAT. 2962
PUBLIC LAW 100-583—NOV. 3, 1988 to pay any of the fees or charges disclosed unless the consumer elects to accept the card or account by using the card. "(3) APPLICATIONS AND SOUCITATIONS BY OTHER MEANS.—
"(A) IN GENERAL.—Any application to open a credit card account for any person under an open end consumer credit plan, and any solicitation to open such an account without requiring an application, that is made available to the public or contained in catalogs, magazines, or other publications shall meet the disclosure requirements of subparagraph (B), (C), or (D). "(B) SPECIFIC INFORMATION.—An application or solicitation described in subparagraph (A) meets the requirement of this subparagraph if such application or solicitation contains— "(i) the information— "(I) described in paragraph (I)(A) in the form required under section 122(c) of this chapter, subject to subsection (e), and "(II) described in paragraph (1)(B) in a clear and conspicuous form, subject to subsections (e) and (f); "(ii) a statement, in a conspicuous and prominent location on the application or solicitation, that— "(I) the information is accurate as of the date the application or solicitation was printed; "(II) the information contained in the application or solicitation is subject to change after such date; and "(III) the applicant should contact the creditor for information on any change in the information contained in the application or solicitation since it was printed; "(iii) a clear and conspicuous disclosure of the date the application or solicitation was printed; and "(iv) a disclosure, in a conspicuous and prominent location on the application or solicitation, of a toll free telephone number or a mailing address at which the applicant may contact the creditor to obtain any change in the information provided in the application or solicitation since it was printed. "(C)
GENERAL
INFORMATION
WITHOUT
ANY
SPECIFIC
TERM.—An application or solicitation described in subparagraph (A) meets the requirement of this subparagraph if such application or solicitation— "(i) contains a statement, in a conspicuous and prominent location on the application or solicitation, that— "(I) there are costs associated with the use of credit cards; and "(II) the applicant may contact the creditor to request disclosure of specific information of such costs by calling a toll free telephone number or by writing to an address, specified in the application; "(ii) contains a disclosure, in a conspicuous and prominent location on the application or solicitation, of a toll free telephone number and a mailing address at
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