124 STAT. 2584 PUBLIC LAW 111–240—SEPT. 27, 2010 savings and loan holding company as of the end of the fourth quarter of calendar year 2009; and (D) any community development financial institution loan fund which has total assets of equal to or less than $10,000,000,000, as reported in audited financial state- ments for the fiscal year of the community development financial institution loan fund that ends in calendar year 2009. (12) FUND.—The term ‘‘Fund’’ means the Small Business Lending Fund established under section 4103(a)(1). (13) INSURED DEPOSITORY INSTITUTION.—The term ‘‘insured depository institution’’ has the meaning given such term under section 3(c)(2) of the Federal Deposit Insurance Act (12 U.S.C. 1813(c)(2)). (14) MINORITY-OWNED AND WOMEN-OWNED BUSINESS.—The terms ‘‘minority-owned business’’ and ‘‘women-owned business’’ shall have the meaning given the terms ‘‘minority-owned busi- ness’’ and ‘‘women’s business’’, respectively, under section 21A(r)(4) of the Federal Home Loan Bank Act (12 U.S.C. 1441A(r)(4)). (15) PROGRAM.—The term ‘‘Program’’ means the Small Business Lending Fund Program authorized under section 4103(a)(2). (16) SAVINGS AND LOAN HOLDING COMPANY.—The term ‘‘savings and loan holding company’’ has the meaning given such term under section 10(a)(1)(D) of the Home Owners’ Loan Act (12 U.S.C. 1467a(a)(1)(D)). (17) SECRETARY.—The term ‘‘Secretary’’ means the Sec- retary of the Treasury. (18) SMALL BUSINESS LENDING.— (A) IN GENERAL.—The term ‘‘small business lending’’ means lending, as defined by and reported in an eligible institutions’ quarterly call report, where each loan com- prising such lending is one of the following types: (i) Commercial and industrial loans. (ii) Owner-occupied nonfarm, nonresidential real estate loans. (iii) Loans to finance agricultural production and other loans to farmers. (iv) Loans secured by farmland. (B) EXCLUSION.—No loan that has an original amount greater than $10,000,000 or that goes to a business with more than $50,000,000 in revenues shall be included in the measure. (C) TREATMENT OF HOLDING COMPANIES.—In the case of eligible institutions that are bank holding companies or savings and loan holding companies having one or more insured depository institution subsidiaries, small business lending shall be measured based on the combined small business lending reported in the call report of the insured depository institution subsidiaries. (19) VETERAN-OWNED BUSINESS.— (A) The term ‘‘veteran-owned business’’ means a busi- ness— (i) more than 50 percent of the ownership or control of which is held by 1 or more veterans;
